Money affects more than just our budgets—it shapes our stress, our relationships, and even our identity. It promises peace but often leaves us anxious and chasing more. In this message, we take an honest look at why money can quietly become one of the biggest idols in our lives. If you’ve ever felt overwhelmed by financial pressure or unsure of how to balance faith and finances, this teaching will help you take a step toward freedom, peace, and a deeper trust in God.

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MESSAGE NOTES

IN MONEY WE TRUST

BIG IDEA

“In a culture driven by financial security, we have quietly exchanged trust in God for trust in money.”

THE POWER OF MONEY

  • “Money is one of the most powerful forces shaping our decisions, our emotions, and our relationships.”
  • “It drives everything from our stress levels to our sleep cycles.”
  • “People lie for it, steal for it, obsess over it, and fall apart when they lose it.”
  • “Jesus talked more about money than heaven and hell combined—because He knew how easily it could take God’s place in our hearts.”

BIBLICAL WARNINGS

[Matthew 6:21] “Wherever your treasure is, there the desires of your heart will also be.”

  • “Your money acts like a GPS for your heart.”

[Matthew 6:24] “No one can serve two masters. For you will hate one and love the other; you will be devoted to one and despise the other. You cannot serve both God and money.”

  • “The issue isn’t possession—it’s allegiance.”

[1 Timothy 6:10] “For the love of money is the root of all kinds of evil. And some people, craving money, have wandered from the true faith and pierced themselves with many sorrows.”

THE RICH FOOL’S MISTAKE

[Luke 12:20-21] “But God said to him, ‘You fool! You will die this very night. Then who will get everything you worked for?’ Yes, a person is a fool to store up earthly wealth but not have a rich relationship with God.”

  • “Money makes us feel powerful, but it can disappear in an instant. Only trust in God provides security that lasts.”

MONEY: TOOL OR IDOL?

  • “Everything belongs to God. What we do with money shows what we believe about Him.”
  • “It’s either a tool used for Kingdom impact or an idol placed in front of God.”

[Ecclesiastes 5:10] “Those who love money will never have enough. How meaningless to think that wealth brings true happiness!”

  • “Greed promises satisfaction but always leaves us wanting more.”

THE PATHWAY TO FREEDOM

[Matthew 6:33] “Seek the Kingdom of God above all else, and live righteously, and he will give you everything you need.”

  • “When God is our priority, money loses its hold.”

[1 Timothy 6:17-18] “Teach those who are rich in this world not to be proud and not to trust in their money, which is so unreliable. Their trust should be in God, who richly gives us all we need for our enjoyment. Tell them to use their money to do good.”

  • “God offers a better investment strategy.”
  • “Giving doesn’t make you saved, but it demonstrates that you already are.”

PRACTICAL STEPS

  1. Examine your financial patterns
  2. Take a step toward generosity
  3. Practice contentment
  4. Invite accountability

“The question isn’t what’s printed on your money, but what’s written on your heart. Do your financial patterns say ‘In God We Trust,’ or ‘In Money We Trust’?

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Application Questions

  1. What stood out to you from this message and why?
  2. What is one thing God is telling you to START doing because of this message?
  3. What is one thing God is telling you to STOP doing because of this message?
  4. How will this message change how you act at home, at work, and in your relationships?